Insurance
Introduction
Our insurance coordinator deals with many
insurance companies. Some companies offer up to six medical plans. Because
many companies frequently change policies, it is sometimes difficult to
accurately estimate our patient's insurance co-payment. Many insurance
companies will not give out fees until after the treatment is completed.
As a courtesy, we ask that you keep us informed of any change to your
insurance. It is important that all information about you is current.
Co-Payment: All co-payments are payable
when you check in at the front desk.
HMO Patients: If a patient comes to us
with a problem that they expect to be covered by medical insurance,
(biopsies, tumors, infections, deformities) they must have a referral from
their primary care physician. A referral from a dentist is not adequate
for medical insurance coverage. Obtaining a medical referral is the
patient's responsibility. We cannot obtain the referral for you, and the
referral cannot be obtained retroactively. If you do not have a referral,
we will be happy to see you on a cash basis, but your medical insurance
company will not pay for your treatment.
Medicare Patients: Medicare pays us
directly for your care. You are responsible for any deductible and
co-insurance. If Medicare denies your procedure, you are responsible for
the charges.
Private and Group Insurance: As a
courtesy, we will file your insurance claims for you. Upon receipt of an
insurance payment, any balance due will be billed to you. If you have
deposited an excessive co-payment, it will be refunded to you.
If you have any problems or questions, please ask
our staff. They are well informed and up-to-date. Please call if you have
any questions or concerns regarding your initial visit.
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